Personal Accident Insurance in Guam
Life insurance and health insurance are essential coverages for all, but many overlook another very important type, personal accident insurance. Moylan’s Insurance Underwriters, Inc offers comprehensive personal accident insurance coverage that provides death or disability benefits as well as coverage for lost income and medical expenses. This type of policy is incredibly beneficial for those in certain lines of work, people who travel frequently, or for those who want more peace of mind. Contact us to learn more.
What Is Personal Accident Insurance?
A personal accident insurance policy is available for individuals or families and offers monetary benefits in the event of a personal accident. Financial benefits can help pay for hospitalizations and medical bills. They can cover partial or permanent disability or be paid out in the event of an accidental death. If the accident causes an injury that results in missed work, the policy can pay a benefit for lost income. The amount and length of time of coverage will depend on the type of policy.
Do I Need Personal Accident Insurance?
Personal accident insurance provides benefits that other policies such as life insurance, health insurance, or workers’ compensation don’t cover. If traditional coverage is too expensive or paying for bills from an accident would be something you couldn’t afford, personal accident insurance might be a good choice. Some occupations, such as those who are self-employed, first responders, those who travel often, construction workers, and workers who operate heavy machinery, are also good candidates.
Learn More About Personal Accident Insurance
Insurance provides excellent peace of mind for many situations. Policies vary, and while one may cover certain essential aspects of your life, they may leave gaps in other areas critical to you and your family. Personal accident insurance from Moylan’s Insurance Underwriters, Inc can often be the bridge between health and life insurance to provide financial stability in the event of an accident. Contact us to learn more about personal accident insurance policies today.
Before You Board, Make Sure You Get Moylan’s Travel Insurance
For only $24, you can get up to $100,000 Personal Accident
coverage for a 3-day trip. This policy covers you any time of
the day throughout the period of insurance selected. Where
ever you go, whether you’re traveling on land, sea, or air
you’re covered. Contact us for more details.